4 Point Tenant Check
Landlord(s) Must Ensure the Tenant(s) Meet The Following Requirements
The Landlord(s) will need to provide proof of the following for this insurance to be valid:
- Confirmation of tenant employment. Tenant(s) must be in full time employment. A written employers’ reference on company letter headed paper confirming; 1) the tenant’s permanent and current employment details; 2) their annual salary is at least 2.5 times the annual rental amount (the documents should be no more than one month old from the start of the tenancy).
- Photographic ID of the tenant, such as a driving licence or passport.
- A utility bill or a bank statement for the tenant (to confirm previous address).
- A credit check – clear of CCJ’s, bankruptcies and indicating confirmation of residency.
All other tenants, including those on benefits (DSS, housing benefit, universal credit), students, the self employed, etc. will need to be fully referenced by RentGuard. A fee of £29.50 will apply for a full reference.
In the event of a claim it is the responsibility of the insured (The Landlord(s)) to produce the appropriate documents when asked.
Our Rent Guarantee and Legal Expenses Insurance is provided by our insurance partner RentGuard Insurance.
This Insurance is underwritten by Inter Partner Assistance S.A., a wholly owned subsidiary of the AXA Assistance Group, and administered by Arc Legal Assistance Limited.